Cost U Less Insurance CENTER is a broker for other insurance companies, they are not an insurance provider. Do not trust any of their quotes that they provide you over the phone to get you to come into their office, it's a trap. Once they get you in there, they try to tell you they are working with you to get you the most affordable coverage, but this does not include their broker and administrative fees. STAY AWAY FROM COST-U-LESS. They will legally hustle you for all of your money; their isn't any cost-u-less about it.