We started with Velocity when it was called AMFCU; wife worked at American Statesman, which was served by AMFCU; many police, city employees also use this bank. When we started our own business, we easily started a biz account. We went astray to a mainline bank because of its location; the bank is named after a thing that points north. Changes in policy, fees, and overdrafts resulting from those cost us 5,000 in overdrafts in one year. We are back to Velocity, for good, and liked manager Dennis. All the employees we have dealth with are helpful and friendly; and bogus fees and bank mumbo jumbo are absent. Highly recommended.