I just paid off a fifty thousand dollar land contract through this bank, And since they weren't able to scam me out of interest on that money, They don't even consider it when i applied for a four thousand dollar auto loan. It was denied, And instead I was offered a five hundred dollar loan because i have no credit score at all good or bad. Not only that, But they had to send my application off to someone else for approval. They couldn't even do it themselves. This isn't a bank, It's a store front for a fast food restaurant that's owned by some other company. And god forbit if you open an account with overdraft protection, Because they won't protect you at all, Instead they tell you it's there just in case. In case of what? protect the account halfwits! We wasted eight years dealing with this bank and were done. We will be looking for a better bank now.