I am on the board of directors for our homeowners' association. We are a small subdivision and our funds are limited, but there are certain obligations we cannot be without. Insurance is one of them, since we have a neighborhood pool and structure. I called a couple of agencies and received pricing over the phone based on generic questions. The prices were far enough apart that I wondered why. A friend recommended Associated Insurance Managers. After a lengthy conversation and subsequent visit, we have a policy that meets our needs and covers us for the unknown. We have stayed with this company for the past 3 years and are pleased with the overall service.